You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Welcome to Your Personal Finance Hub (the "Service"). These Terms of Service ("Terms") govern your access to and use of the Service. By subscribing to or accessing any content provided on the Service, you agree to these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use the Service.
2. Changes to the Terms
We may update these Terms from time to time. Any changes will be effective upon posting the updated Terms. Your continued use of the Service after the changes signifies your acceptance of the new Terms.
3. Content and Intellectual Property
All content on the Service, including articles, posts, images, and other materials (the "Content"), is the property of Your Personal Finance Hub unless otherwise stated. You may not copy, distribute, reproduce, or use the Content without explicit permission, except as allowed under fair use laws.
4. User Responsibilities
You agree not to use the Service for any unlawful purpose.
You agree not to interfere with or disrupt the Service or servers/networks connected to the Service.
You are responsible for ensuring that your use of the Service complies with applicable laws and regulations.
5. Subscription Fees and Payment
If the Service includes paid subscriptions:
All subscription fees are non-refundable unless otherwise stated.
By subscribing, you agree to pay all fees associated with your subscription.
6. Disclaimer
The information provided on the Service is not intended to replace professional financial advice tailored to your unique situation. Despite our best efforts to ensure the accuracy and timeliness of the information presented here, we make no express or implied representations or warranties about its completeness, accuracy, reliability, suitability, or availability. Any reliance you place on such information is solely at your own risk. Please be advised that the content herein is not financial advice. It is highly recommended that you seek personalized financial advice from a professional.
7. Limitation of Liability
To the fullest extent permitted by law, Your Personal Finance Hub shall not be liable for any damages resulting from your use of the Service, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
8. Termination
We reserve the right to terminate or suspend your access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to the Service.
9. Governing Law
These Terms are governed by and construed in accordance with the applicable laws of the jurisdiction in which the Service operates, or any other jurisdiction deemed appropriate, without regard to conflict of law principles.
Thank you for using Your Personal Finance Hub!